Have you read it? This is his list of "riches" THE 12 RICHES OF LIFE 1. A Positive Mental Attitude (PMA) 2. Sound physical health 3. Harmony in human relationships 4. Freedom from fear 5. The hope of achievement 6. The capacity for faith 7. A willingness to share one's blessings 8. A labour of love 9. An open mind on all subjects 10. Self-discipline 11. The capacity to understand people 12. Economic security Notice that economic security is at the bottom of the list and PMA is at the top. So many people go around unhappy because of their current economic condition when instead they could focus on the other 11 riches of life and be grateful for them.